Personal Finance Book: A Mindful Approach
The Practical Guide to Personal Financial Awareness is a down-to-earth book for managing your finances that provides a mindful and holistic approach to personal money matters. The personal finance content presented is at a level that is appropriate for high school through retirement. The book is a comprehensive personal finance reference guide that can be adapted as a textbook for a high school or college freshman level course on basic personal finance. It is also a personal story documenting one man’s journey to financial awareness and the trials and tribulations along the way. Having successfully navigated the rough and often murky waters of personal finance, Lorenz provides many real-world examples combined with life lessons learned. This book is an overview of personal finance concepts that can help the average person deal more effectively with money situations in their lives, whether it’s buying a car or home, investing for retirement, paying for college, or improving their credit score. The book is packed with relevant and interesting anecdotes describing financial situations that many have experienced or will go through. Interspersed throughout are important financial concepts and useful tips, delivered in an easy-to-read conversational style. Both printed and eBook versions are available.
*** 20% Discount on Books (print or eBook) ***
Books purchased through this Website receive a 20% discount by using promo code JLP20 for the Print version and promo code JLE20 for the eBook.
Note: The book and eBook (Kindle) are also available through Amazon. (no codes)
This is a financial literacy book that covers a wide range of personal finance subjects. It can help the average person gain control of their finances and become financially self-aware. It is both entertaining and educational and is an interesting blend of money education and mindful awareness. Topics include income, expenses, cash flow, assets, net worth, credit scores and credit reports, budgets, home, and vehicle buying, as well as college/student loans, investing, taxes, insurance, retirement, and financial scams. Chapters include Web research exercises to find and use online financial tools, as well as guided examples to determine your personal financial indicators (PFIs). With over thirty hands-on exercises, the book can be considered an “encyclopedic personal finance workbook.” It employs the "Read-What-You-Need" approach with each of the 20 chapters able to stand on its own. If you plan to acquire a car in the near future you could just read Chapter 12: Buying or Leasing a Vehicle.
You can purchase the print and eBook versions book by clicking the BUY BOOK button link below. You can also preview sample content from Chapter 8: Credit Scores and Credit Reports via the BUY BOOK link. The print version has many tables that you can fill out with your own personal financial information. By entering your financial data into the tables provided in the book and the Personal Financial Spreadsheet (PFS), the built-in formulas will calculate your key financial indicators such as Debt-to-Income (DTI) and Debt-to-Credit (DTC).
*** 20% Discount on Books (print or eBook) ***
Books purchased through this Website receive a 20% discount by using promo code JLP20 for the Print version and promo code JLE20 for the eBook.
Registered Financial Awareness Book Users (Print or eBook)
To register as an authorized book user, provide your name and Email address when purchasing the paperback or eBook version at Checkout and share your Email address with the author. This will also enable you to receive notification of book and PFS updates.
Important Notes on eBook and eReaders: The eBook version supports many eReader features such customizable settings, keyword search, and chapter quick links. The spreadsheet screenshots in the eBook are in color and can be easily enlarged for readability. It can be read using any eReader that supports the ePub file format, such as the Apple Books app. The ePub eBook format is an industry standard. Many eReaders and most popular browsers are compatible with it. Verify that your browser and eReader app support the ePub file format. After purchasing the eBook, if you have issues downloading or opening the file, try a different eReader and/or browser.
*** FREE PERSONAL FINANCIAL SPREADSHEET (PFS) Book Companion***
You can download the Personal Financial Spreadsheet for FREE, whether you buy the book or not! The PFS is a comprehensive preconfigured 7-page Excel Workbook that can be customized to suit your personal financial needs. The built-in formulas will calculate your key financial indicators such as Debt-to-Income (DTI) and Debt-to-Credit (DTC). Select the BOOKS tab from the main menu and scroll to the bottom. The PFS is a key foundational component of the book and is a live Excel financial spreadsheet that is included with every paperback or eBook purchased. A print version of the entire PFS is also included in the print and eBook versions of the book as an appendix for reference. The sheets of the PFS are listed here in the order they appear in the book:
- Income, Expenses, and Cash Flow
- Assets, Liabilities, and Net Worth
- Credit and Credit Cards
- Home Info and Maintenance
- Auto Info and Maintenance
- Insurance Policy Info
- Financial Planning and Projects
NOTE: Scroll down to download the PFS companion to the book. Be sure to read the PFS Excel Spreadsheet Download Instructions before clicking the "Download" button.
Note: The book and eBook (Kindle) are also available through Amazon (no codes)